Loan options
15 year fixed mortgage
15 year fixed mortgage
15 year fixed mortgage
A 15-year fixed mortgage helps you build equity faster and pay less interest over the life of your loan. With a fixed interest rate and a shorter repayment period, it’s a great option for borrowers who want to own their home sooner and save long-term.
30 year fixed mortgage
15 year fixed mortgage
15 year fixed mortgage
Enjoy predictable monthly principal and interest payments with a fixed rate for the life of the loan. A 30-year term offers lower monthly payments than shorter-term mortgages, making homeownership more manageable for many buyers.
Investment & DSCR loans
15 year fixed mortgage
Investment & DSCR loans
Financing designed with real estate investors in mind. DSCR loans may qualify borrowers primarily based on a property's rental income and cash flow rather than traditional personal-income documentation.
Bank statement loans
Bank statement loans
Investment & DSCR loans
Designed for self-employed borrowers who may not qualify using traditional income documentation. Bank statements may be used to help demonstrate cash flow and determine qualifying income.
Conventional loans
Bank statement loans
Conventional loans
A flexible mortgage option for qualified borrowers purchasing or refinancing a home. Conventional loans offer competitive rates, multiple down-payment options, and a variety of loan terms.
FHA & VA loans
Bank statement loans
Conventional loans
Government-backed loan programs can make homeownership more accessible. FHA loans offer flexible qualification and down-payment options, while VA loans provide valuable benefits for eligible veterans, active-duty service members, and certain surviving spouses.
Ready to See What’s Possible? Apply Now!
Complete our simple application & let the Epic Lending Group team explore the options available to help you reach your goals.
Gold states are where we can originate investment property loans!
These loans can be used for investors and those seeking part time rentals that also could be used as a second home. Ask for more information today!
About Epic Lending Group
At Epic Lending Group, we believe financing a home is about more than numbers—it’s about helping you create the life you’ve been working toward.
Whether you’re purchasing your first home, financing the beach house you’ve always dreamed of, investing in a property that can generate additional income, or using the equity in your current home to fund your next big goal, our team is here to help you explore the options available to you.
Based in beautiful Tampa Bay, Florida, Epic Lending Group combines personalized, local service with the ability to assist clients across the United States. We offer a variety of financing solutions, including Conventional, Jumbo, FHA, VA, DSCR, Construction loans, and more, allowing us to find solutions for a wide range of homebuyers, homeowners, and real estate investors.
Our goal is simple: Make the mortgage process clear, personal, and as seamless as possible from the first conversation through closing.
Your next chapter starts with a conversation. Let’s talk about your goals and see how Epic Lending Group can help make them a reality.
The Epic Lending Group is a proud branch of the Innovative Mortgage Group, LLC, State of Wyoming MLB #5976 and our state of Florida regulator is the Florida Office of Financial Regulation.
Connect with our locally licensed team
Anthony Wagner NMLS # 2307747
Anthony Wagner NMLS # 2307747
Anthony Wagner NMLS # 2307747
Ph 727-221-4371
Scan now to apply
Anthony Wagner NMLS # 2307747
Anthony Wagner NMLS # 2307747
Richard Gibbs NMLS #488860
Anthony Wagner NMLS # 2307747
Richard Gibbs NMLS #488860
Rich@innovativemortgagegroup.com
Ph 307-631-1255
Here at Epic Lending Group we are an Equal Housing Lender. We believe everyone should have a chance to own the American D
